Credit Officer at YESS Fund

Part time @YESS Fund in Accounting
  • Post Date : November 7, 2023
  • Apply Before : December 7, 2023
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Job Detail

  • Offered Salary 0
  • Career Level Officer
  • Experience 3 Years
  • Qualifications Degree Bachelor

Job Description

Position: Credit Officer
Department: Administration
Reports Directly To: The Administrator
Location: Accra (May Be Travelling)
Salary Per Anum: 20k To 30K
Employment Type: Part Time

Receive, review, and evaluate loan applications from members of the YESS Fund and submit same for approval by the credit committee and the Board.


  • Accept and review loan applications and where necessary meet with loan applicants to identify and assess their businesses.
  • Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Complete loan contracts and teach clients about policies and regulations.
  • Monitor and update loan records.
  • Submit loan applications in a timely manner to the credit committee.
  • Respond to applicants’ questions and resolve any loan-related issues.
  • Operate in compliance with laws and regulations.

Maintains Contacts with the Administrator, accountant and IT officer


Maintains contacts with Business Association and Chamber Members, MDAs, and Development/Donor Partners

    • Loan Assessment: Evaluate loan applications, manage risks, and ensure ethical lending practices.
    • Financial Analysis: Analyze financial data and projections for informed lending decisions.
    • Client Relationships: Build strong customer relationships and provide excellent service.
    • Compliance: Ensure adherence to lending laws, regulations, and internal policies.
    • Negotiation: Skillfully negotiate loan terms while protecting the institution’s interests.
    • Portfolio Management: Monitor and maintain the health of loan portfolios.
    • Technology Utilization: Use digital tools for efficiency and credit assessments.
    • Problem Solving: Address challenges in loan processes and client interactions.
    • Team Collaboration: Work closely with colleagues for seamless loan operations.
    • Ethical Conduct: Uphold high ethical standards and promote trust in lending.

Bachelor’s degree in finance or a similar field

    • A minimum of 3 years’ experience as a loan officer.
    • Solid understanding of domestic and international loan regulations.
    • In-depth knowledge of computers and banking software.
    • Outstanding interpersonal and communication skills.
    • Customer service-oriented with exceptional sales skills.

Application Deadline: 17th November 2023

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